Workmen Compensation Insurance
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Structures
We offer multiple structures to suit different business sizes and workforce exposures, including:
- Employer’s Liability (Statutory Coverage)
- Extended / Enhanced Coverage
Can include higher limits, broader territorial scope, 24-hour coverage extensions (if required), and customized endorsements.
Each option differs in insured limits, wage declarations, employee categories, industry risk classification, and deductible structure.
Scope of Cover
Subject to policy terms and conditions, coverage typically includes:
- Medical Expenses
- Temporary Total or Partial Disability Benefits
- Permanent Disability Compensation
- Death Benefits
- Legal Liability Protection
Medical & Salary Compensation
A Workmen Compensation policy specifically protects both:
- The Medical Aspect
Covers all necessary medical costs arising from occupational accidents or diseases.
- Loss of Salary
Provides wage compensation during temporary disability periods.
This ensures employee welfare while protecting the employer from unexpected financial burdens.
Claim
Support
In the event of a workplace accident:
- Immediate notification to the insurer
- Submission of accident report
- Medical reports and hospital documentation
- Salary declaration and employment confirmation
- Police report (if applicable)
We provide full technical support from first notification through claim settlement, coordinating directly with insurers, adjusters, and medical providers.
Corporate
Coverage
We assist corporate clients with:
- Workforce risk assessment
- Accurate salary declarations
- Industry risk classification
- Limit and benefit structuring
- Deductible optimization
- Policy wording review
Ensuring coverage aligns with labor law requirements and your company’s operational risk profile.
Regulatory Compliance
We arrange Workmen Compensation policies required for:
- Labor law compliance
- Construction permits
- Government tenders
- Contractual obligations
- High-risk industry requirements
Helping your business remain compliant while protecting both your employees and your financial stability.
Ready to Protect Your Business and Your People?
Whether you’re looking to comply with labor regulations or safeguard your workforce against workplace injuries, our experienced advisors are here to help.
We compare multiple insurance providers to secure the most suitable Workmen Compensation solutions in Lebanon, tailored to your business size, industry risk, payroll structure, and regulatory requirements.
Speak to an expert today and receive your customized Workmen Compensation quotation—designed to keep your employees protected and your business compliant.
Fast response • Trusted since 1962 • Full claim support • Corporate plans
Most Commonly Asked Questions.
What does Workmen Compensation Insurance cover?Workmen Compensation Insurance covers employees for work-related injuries or occupational diseases, including:
- Medical treatment and hospitalization
- Temporary disability benefits (loss of salary during recovery)
- Permanent disability compensation
- Death benefits for legal heirs
- Employer’s legal liability under labor law
Coverage applies subject to policy terms and conditions.
Does the policy include medical expenses?
Yes. The policy covers necessary medical costs arising from workplace accidents, including hospital bills, surgery, medication, diagnostic tests, and rehabilitation (within policy limits).
Is loss of salary covered if an employee cannot work?
Yes. If an employee is temporarily unable to work due to a covered accident, the policy provides salary compensation based on declared wages, helping maintain income during the recovery period.
How do I determine the correct coverage limits?
Limits are based on your payroll, number of employees, job roles, and industry risk level. Our advisors help assess your workforce exposure to recommend appropriate benefit levels and compliance limits.
How long does claim processing take?
Once complete documentation is submitted (accident report, medical records, salary details), claim assessment usually begins immediately.
Simple cases may be settled within a few weeks, while serious injuries or investigations may require longer review.
Do you provide Workmen Compensation for companies of all sizes?
Yes. We arrange Workmen Compensation policies for small businesses, SMEs, and large corporations, with flexible structures based on workforce size and operational risk.
Are occupational diseases included?
Yes. Many policies include occupational illnesses directly related to the employee’s job, subject to medical confirmation and policy wording.
How quickly can a Workmen Compensation policy be issued?
In many cases, policies can be issued within a few working days once required documents (employee list, salary declaration, proposal form, and company details) are submitted and approved by underwriting.