Health Insurance
Looking for reliable health insurance in Lebanon? AS-SAAD Insurance Brokers provides comprehensive medical insurance solutions for individuals, families, and businesses. From personal health plans to corporate group medical coverage, we help you secure affordable protection with guaranteed renewability, claim support, and Ministry of Labor compliant employee insurance.

Health Insurance Plans & Classes
We offer multiple coverage classes to suit different budgets and needs, including:
- Class A β Full/Restricted Network
- Class B β Full/Restricted Network
- Class SP/C β Restricted Network
Each class differs in hospital network, room type, reimbursement limits, and coverage options.

Guaranteed Renewability
Your policy is renewable every year regardless of claims history or medical conditions, ensuring long-term peace of mind and continuous protection for you and your family.
No sudden cancellations due to medical usage.

Coverage
Continuity
Switching from another insurer? We help you maintain continuity of coverage, preserving waiting periods already served and pre-existing condition benefits (subject to underwriting approval).
We make transitions smooth and stress-free.

Claim
Support
Our team provides full assistance with:
- Hospital admissions
- Pre-approvals
- Reimbursements
- Claim follow-ups
We act on your behalf to ensure faster approvals and minimal stress during medical emergencies.

Corporate
Coverage
Customized group health plans for companies of all sizes, offering:
- Competitive premiums
- Flexible class structures
- Dependent coverage
- Tailored benefits
Designed to protect your workforce while managing company costs efficiently.

Ministry of Labor Compliance
We provide mandatory medical insurance coverage required by the Ministry of Labor for employees.
Ensure your business stays compliant while offering proper healthcare protection to your staff.

Ready to Protect Your Health or Your Team?
Whether youβre looking for personal health insurance in Lebanon or group medical
coverage for your employees, our experienced advisors are here to help.
We compare multiple insurance providers to find you the best medical insurance plans
in Lebanon, tailored to your budget, coverage needs, and Ministry of Labor requirements.
Speak to an expert today and get your customized quote.
Fast response β’ Trusted since 1962 β’ Full claim support β’ Corporate & Individual plans
Most Commonly Asked Questions.
What does health insurance cover in Lebanon?
Most plans cover hospitalization, surgery, medication, diagnostics, maternity, and emergency treatment depending on your selected class and insurer.
Can I change insurance companies without losing benefits?
In many cases, yes. Continuity of coverage can be granted, allowing transfer of waiting periods and pre-existing conditions (subject to approval).
How long does claim processing take?
With our direct claim support, approvals are often issued within 24β72 hours depending on the insurer and medical provider.
Do you offer group medical insurance?
Yes. We provide customized group health insurance for companies of all sizes, including dependents and flexible benefit structures.
Do health insurance plans cover maternity in Lebanon?
Yes, maternity benefits are available on selected plans and classes, usually after a waiting period. Coverage may include delivery, hospitalization, and newborn care depending on the insurer and policy level.
Is outpatient treatment included?
Some plans include outpatient benefits such as doctor visits, laboratory tests, and medication. Others focus on hospitalization only. We help you choose the right structure based on your needs.
How fast can my health insurance policy start?
In many cases, coverage can begin within a few working days once documents are submitted and approved.
