Life Insurance
Looking for reliable life insurance in Lebanon? AS-SAAD Insurance Brokerage arranges term, whole-life, and investment-linked cover for individuals, families, and business owners. Whether you are protecting dependents, securing a bank loan, or planning long-term, we compare options across leading insurers to match the sum assured, term, and riders to your circumstances, with full support from application through underwriting to claim.
Structures
We offer flexible Life Insurance solutions designed to suit different life stages, financial goals, and family needs — whether you’re an individual, business owner, or corporate client.
- Group Life Insurance (Corporate),
- Term Life Insurance
- Whole Life Insurance
Scope of Cover
Subject to policy terms and conditions, life insurance typically provides:
- Death benefit to nominated beneficiaries
- Terminal illness benefit (where applicable)
- Optional critical illness coverage
- Accidental death benefit (optional)
- Permanent total disability (optional)
- Savings or investment value (for applicable plans)
Coverage can be enhanced through riders tailored to your needs.
Protection
A Life Insurance policy is designed to protect both:
- Your Loved Ones
Provides financial security for your family in the event of death, helping cover living expenses, education costs, and outstanding liabilities.
- Your Financial Legacy
Ensures continuity of income, repayment of loans, and preservation of assets — giving you peace of mind knowing your future plans remain protected.
Claim
Support
In the event of a claim, we assist with:
- Immediate notification to the insurer
- Submission of claim forms and incident details
- Required medical or legal documentation
- Death certificates or hospital reports
- Beneficiary verification
Corporate
Coverage
We assist corporate clients with:
- Group life scheme structuring
- Employee benefit design
- Sum assured optimization
- Policy wording review
- Claims management support
Ensuring employee protection aligns with your company’s HR strategy and financial objectives.
Regulatory Compliance
We arrange Life Insurance policies required for:
- Personal financial planning
- Business continuity planning
- Loan or banking facilities
- Employee benefit programs
- Corporate governance requirements
Helping you stay compliant while protecting your family, employees, and financial future.
Ready to Protect Your Family and Your Future?
Whether you’re planning for your loved ones, securing your income, or building long-term financial stability, our experienced advisors are here to support you every step of the way.
We compare multiple insurers to secure the most suitable Life Insurance solutions, tailored to your age, lifestyle, financial goals, and family responsibilities.
Our coverage helps protect both your loved ones and your financial legacy — with options for death benefit, critical illness, disability riders, savings components, and corporate life plans.
Speak to an expert today and receive your customized Life Insurance quotation — designed to safeguard what matters most and give you peace of mind for tomorrow.
Fast response • Trusted since 1962 • Full claim support • Corporate & Private plans
Most Commonly Asked Questions.
What does Life Insurance cover?
Life Insurance provides financial protection to your beneficiaries in the event of death. Depending on the plan selected, coverage may also include terminal illness, accidental death, permanent disability, critical illness riders, and savings or investment components — all subject to policy terms and conditions.
Who needs Life Insurance?
Life Insurance is suitable for anyone with financial dependents or long-term obligations. This includes parents, business owners, professionals, and individuals with loans or mortgages. It helps ensure your loved ones remain financially secure if something unexpected happens.
Does Life Insurance pay out for accidental death?
Yes. Many policies include accidental death benefits, or offer it as an optional rider, providing additional payout in case of death due to an accident.
What is the policy term?
The policy term refers to how long your coverage lasts. Term Life Insurance provides protection for a specific period, while Whole Life and Investment-Linked plans offer long-term or lifetime coverage.
Can I get coverage for existing medical conditions?
In many cases, yes — subject to medical underwriting and insurer approval. Some conditions may involve waiting periods, exclusions, or premium adjustments.
How is the sum assured determined?
The sum assured is based on factors such as your age, income, family responsibilities, outstanding liabilities, and future financial goals. We help calculate an appropriate amount to ensure meaningful protection.
Is Life Insurance mandatory?
Life Insurance is generally not legally mandatory, but it is often required by banks for loan facilities or chosen as part of responsible financial planning to protect family members and dependents.