Professional Indemnity Insurance
Looking for reliable professional indemnity insurance in Lebanon? AS-SAAD Insurance Brokerage arranges cover for consultants, engineers, architects, IT firms, and other professional service providers. The policy responds to claims arising from professional negligence, error, or omission in the services you provide, covering legal defence costs and compensation awarded to third parties. We arrange both single-project and multi-project cover, and help you set indemnity limits that meet your contract and tender requirements.
Structures
We offer flexible Professional Indemnity Insurance structures tailored to different professions, business sizes, and risk exposures including consultants, engineers, architects, IT firms, financial advisors, and other service providers.
- Standard Professional Indemnity
- Extended / Enhanced Coverage
Each option differs in indemnity limits, deductible levels, retroactive dates, risk classification, and policy wording.
Scope of Cover
Subject to policy terms and conditions, coverage typically includes:
- Professional negligence, errors, or omissions
- Legal defense costs and investigation expenses
- Breach of professional duty
- Loss of documents or data
- Defamation and intellectual property claims (optional)
- Dishonest acts of employees (optional)
- Claims arising from past work (with retroactive cover)
Protection
A Professional Indemnity policy is designed to protect both:
- Your Professional Reputation
Covers legal costs and compensation claims arising from alleged mistakes or inadequate professional services.
- Your Financial Stability
Helps safeguard your business from potentially devastating legal expenses and settlement costs, allowing you to continue operating with confidence.
This protection is essential for maintaining client trust while shielding your company from unexpected financial burdens.
Claim
Support
In the event of a claim or potential circumstance:
- Immediate notification to the insurer
- Submission of claim details and incident summary
- Supporting documentation and correspondence
- Contracts or engagement letters (if applicable)
- Legal notices or client complaints
We provide full technical support from first notification through final settlement, coordinating directly with insurers, lawyers, and loss adjusters to ensure a smooth claims process.
Corporate
Coverage
We assist corporate clients with:
- Professional risk assessment
- Indemnity limit structuring
- Retroactive date placement
- Deductible optimization
- Policy wording review
- Claims prevention guidance
Ensuring coverage aligns with your company’s operational exposure and professional risk profile.
Regulatory Compliance
We arrange Professional Indemnity policies required for:
- Client contracts
- Licensing requirements
- Government tenders
- Banking facilities
- Corporate governance standards
Helping your business stay compliant while protecting your professional services and financial security.
Ready to Protect Your Professional Reputation and Your Business?
Whether you’re a consultant, engineer, architect, accountant, IT professional, or service provider, our experienced advisors are here to support you every step of the way.
We compare multiple insurers to secure the most suitable Professional Indemnity Insurance solutions in Lebanon — tailored to your profession, scope of services, turnover, contractual obligations, and risk exposure.
Our coverage helps protect you against claims arising from professional negligence, errors or omissions, breach of duty, and related legal costs — safeguarding both your financial stability and professional standing.
Speak to an expert today and receive your customized Professional Indemnity quotation — designed to protect your reputation and keep your business moving forward.
Fast response • Trusted since 1962 • Full claim support • Corporate & Private plans
Most Commonly Asked Questions.
What does Professional Indemnity Insurance cover?
Professional Indemnity Insurance protects your business against claims arising from professional negligence, errors, omissions, or breach of duty in the services you provide. It typically covers legal defense costs, investigation expenses, and compensation awarded to third parties, subject to policy terms and conditions.
Who needs Professional Indemnity Insurance?
Any business or individual providing professional advice, consultancy, design, or specialized services may require Professional Indemnity Insurance. This includes consultants, engineers, architects, IT firms, financial advisors, medical professionals, and other service providers.
Does the policy cover legal defense costs?
Yes. Legal defense costs are usually covered, even if the claim is groundless, subject to policy limits and conditions.
What is a retroactive date?
The retroactive date is the date from which your policy will respond to claims arising from past work. Claims made during the policy period may still be covered if the professional service was provided after the retroactive date.
Is coverage valid for past projects?
Yes, provided a retroactive date is included and the claim is made during the active policy period. Continuous coverage is important to maintain protection.
How are indemnity limits determined?
Indemnity limits are based on your profession, contract requirements, project size, revenue, and risk exposure. We assist in structuring appropriate limits to ensure adequate protection.
Is Professional Indemnity Insurance required by law?
In some professions, it is mandatory by regulation or licensing authorities. In other cases, it is required under client contracts, government tenders, or corporate governance standards.