Property Insurance
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Structures
We offer multiple Property Insurance structures to suit different business sizes and asset exposures, including Residential Properties, Commercial Premises, and Industrial Facilities.
- Standard Property Coverage:
Protects buildings, contents, stock, machinery, and equipment against insured perils. - Extended / Enhanced Coverage:
May include higher limits, broader territorial scope, business interruption, machinery breakdown, and customized endorsements such as theft, flood, or earthquake (subject to underwriting).
Each option differs in insured limits, asset valuation method, deductible levels, risk classification, and policy wording.
Scope of Cover
Subject to policy terms and conditions, coverage typically includes:
- Fire, lightning, and explosion
- Theft or burglary (where selected)
- Storm, flood, and water damage (optional)
- Accidental damage to insured property
- Machinery and equipment damage (by endorsement)
- Business interruption / loss of profits (optional)
- Third-party liability related to property risks
Property Damage & Financial Protection
A Property Insurance policy is designed to protect both:
- The Physical Assets:
Covers repair or replacement of buildings, contents, stock, and equipment following insured events.
- The Financial Impact:
Optional Business Interruption cover compensates for loss of income and ongoing expenses while your operations are disrupted due to insured damage.
This helps your business recover faster while minimizing unexpected financial strain.while protecting the employer from unexpected financial burdens.
Claim
Support
In the event of property damage:
- Immediate notification to the insurer
- Submission of loss details and incident report
- Photos/videos of damaged property
- Repair estimates or replacement invoices
- Inventory or asset records
- Police report (if applicable)
We provide full technical support from first notification through claim settlement, coordinating directly with insurers, loss adjusters, and surveyors.nd medical providers.
Corporate
Coverage
We assist corporate clients with:
- Property risk assessment
- Accurate asset valuation
- Sum insured calculation
- Deductible optimization
- Business interruption structuring
- Policy wording review
Ensuring coverage aligns with your operational exposure and risk management strategy.ompany’s operational risk profile.
Regulatory Compliance
We arrange Property Insurance policies required for:
- Banking facilities
- Lease agreements
- Government tenders
- Contractual obligations
- Corporate governance requirements
Helping your business remain compliant while protecting your physical assets and financial stability.
Ready to Protect Your Property and Your Business?
Whether you’re safeguarding residential assets, commercial premises, or industrial facilities, our experienced advisors are here to help.
We compare multiple insurance providers to secure the most suitable Property Insurance solutions in Lebanon, tailored to your property type, asset value, operational exposure, and contractual or banking requirements.
Our solutions protect your physical assets and financial stability, with options covering buildings, contents, stock, machinery, and optional business interruption.
Speak to an expert today and receive your customized Property Insurance quotation, designed to protect your investments and keep your business secure.
Fast response • Trusted since 1962 • Full claim support • Corporate & Residential plans
Most Commonly Asked Questions.
What does Property Insurance cover?
Property Insurance protects your buildings, contents, stock, machinery, and equipment against insured risks such as fire, explosion, theft (where selected), water damage, and other specified perils. Optional extensions may include business interruption, accidental damage, and natural perils, subject to policy terms and conditions.
Does the policy cover damage to both building and contents?
Yes. Coverage can be arranged for buildings, office contents, inventory, machinery, and equipment, either separately or under one combined policy, depending on your needs.
Is loss of income covered if my business operations are disrupted?
Yes, if Business Interruption cover is added, the policy can compensate for loss of income and ongoing expenses following insured property damage, helping your business recover financially during downtime.
How do I determine the correct sum insured?
Sums insured are based on property replacement value, contents value, stock levels, and machinery costs. Our advisors assist with proper valuation to avoid underinsurance and ensure adequate protection.
How long does claim processing take?
Once complete documentation is submitted (loss report, photos, repair estimates, and supporting records), claim assessment usually begins immediately.
Straightforward claims may be settled within a few weeks, while major losses requiring loss adjuster review may take longer.
Do you provide Property Insurance for all types of businesses?
Yes. We arrange Property Insurance for residential properties, SMEs, and large corporations, including offices, retail shops, warehouses, and manufacturing facilities, with flexible coverage structures.
Are natural risks like flood or storm included?
These risks are usually optional extensions and depend on underwriting approval and property location. We help structure coverage based on your exposure.